Your home is more than just walls and a roof — it’s where life happens. Our homeowners insurance policies protect your property, your belongings, and your financial future. Whether you own a historic home near Town Square or a new build in a growing neighborhood, we’ll help you secure the right coverage for your needs.
(the structure itself)
(furniture, electronics, etc.)
(if someone is injured on your property)
(if you can’t live in your home after a covered loss)
(detached garage, shed, etc.)
Bundle your home insurance with auto, renters, or life coverage for extra savings — and fewer things to manage.
It’s not legally required, but most mortgage lenders make it a condition for financing your home.
You need enough to fully rebuild your home at today’s construction costs, including materials and labor.
Standard policies cover hail, but not floods. Flood coverage must be purchased separately through a federal or private policy.
Replacement cost covers rebuilding without depreciation, while actual cash value deducts depreciation from your payout.
Yes, you can add extra protection with scheduled personal property coverage for high-value items.
Let’s build a policy that fits your property, your goals, and your budget.